Life Insurance

Why life insurance matters

Life insurance isn’t just about what’s lost – it’s about what remains. 

It allows you to leave behind a cash lump sum to help your loved ones cover debts, maintain stability, and move forward unburdened. 

Especially important when purchasing with a partner, life cover ensures that if the unthinkable happens, the survivor can stay in the home you planned together.

Covering mortgage debt

A mortgage doesn’t disappear when you do. 

Life insurance can clear your remaining mortgage in full – ensuring your partner, family, or chosen next of kin inherit the home, not the debt,

Relevant life cover (For business owners)

Business owners can secure personal life insurance in a highly tax-efficient way.

Relevant Life Cover is a form of death-in-service benefit paid for by your company — not you — and can be claimed as a business expense.

It ensures your family (or key people in your team) are looked after if the worst should happen, all without the tax drag of standard cover.

Life insurance isn't for you - it's for the ones who'll miss you the most.